SMS Terms and Conditions

Effective Date:  01/01/2023

  • When you opt into the service, we will send you MFA One-time passcodes and periodic updates on any of your loans in process.
  • You can cancel the SMS service anytime by texting “STOP” to {short code or phone number}. When you send the ” STOP ” message to us, we reply with an SMS message confirming that you have been unsubscribed. After this, you won’t receive any additional SMS messages from us. If you want to join again, sign up as you did the first time, and we will send you SMS messages again.
  • You can get more information anytime by texting “HELP” to {short code or phone number}. When you send the SMS message “HELP” to us, we respond with instructions on how to use our service and how to unsubscribe.
  • We can deliver messages to the following mobile phone carriers: AT&T, Verizon Wireless, Sprint, T-Mobile, MetroPCS, US Cellular, Alltel, Boost Mobile, Nextel, and Virgin Mobile, Alaska Communications Systems (ACS), Appalachian Wireless (EKN), Bluegrass Cellular, Cellular One of East Central IL (ECIT), Cellular One of Northeast Pennsylvania, Cincinnati Bell Wireless, Cricket, Coral Wireless (Mobi PCS), COX, Cross, Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri), Illinois Valley Cellular, Inland Cellular, iWireless (Iowa Wireless), Keystone Wireless (Immix Wireless/PC Man), Mosaic (Consolidated or CTC Telecom), Nex-Tech Wireless, NTelos, Panhandle Communications, Pioneer, Plateau (Texas RSA 3 Ltd), Revol, RINA, Simmetry (TMP Corporation), Thumb Cellular, Union Wireless, United Wireless, Viaero Wireless, and West Central (WCC or 5 Star Wireless). Carriers are not liable for delayed or undelivered messages.
  • Message and data rates may apply for any messages that we send to you, or you send to us. You will receive approximately ten messages per month. Contact your wireless provider for more information about your text or data plans. If you have questions about the services provided by this short code, email us at
  • If you have any questions regarding privacy, read our privacy policy at