The BIG Point of Sale
The easy way to originate a loan.
A white-label mortgage point of sale built by lenders, on Encompass. Borrower, loan-officer and real-estate partner portals, the best mobile experience in the industry — $44.99 per closed loan for the core platform, with optional add-ons.
What is BIG POS?
The BIG Point of Sale (BIG POS) is a white-label mortgage point-of-sale system built by lenders for lenders on ICE Encompass. It gives borrowers, loan officers and real-estate partners one branded experience on web and mobile, keeps Encompass as the single source of truth, and costs $44.99 per closed loan — no minimums, no long-term contract, no seat fees.
About the product
Your whole office — in your hand.
BIG POS was founded by mortgage executives and loan officers who were tired of being told by vendors how origination should work. So we built the technology we wanted to use every day: a highly mobile experience where loan officers and operations staff run the real file from a phone — pipeline, conditions, borrower updates, partner messages — wherever the day takes them, with Encompass still the only system of record. And we keep pushing an innovative roadmap — sometimes we make the impossible just late.
- Pay per closed loan — no minimums, no long-term contracts, no hidden fees
- Borrower, loan officer and real-estate agent portals, web and mobile
- The industry’s best mobile experience — built for people on the go
- Bi-directional Encompass integration and Partner Connect vendors
Product features
Real screens from the BIG POS demo library — not mockups.
Borrower experience
A guided application on your brand.
Borrowers apply, upload, e-sign disclosures and track status on web or in the app. The rules engine builds each borrower’s needs list from the loan itself — no static checklists.
- Online application and co-borrower flow
- Document upload that files itself to the eFolder
- E-sign disclosures (ICE e-sign room)
- Notifications and reminders
Loan officer portal & app
Your pipeline, in your pocket.
Pipeline, conditions, documents, pricing runs and pre-approvals in minutes — plus LOA, the voice assistant that answers from the real loan file and confirms before anything changes.
- Mobile pre-approvals with guardrails
- Push notifications on milestones and uploads
- Morning briefing: closings, conditions, expirations
Partner portal
Keep agents inside your brand.
Real-estate partners track every milestone, generate co-branded marketing and run open-house check-ins — powered by The BIG Agent, included with BIG POS during beta.
- Live milestone status on shared deals
- Marketing generation and listing pages
- QR open-house check-in with TCPA opt-ins
Admin & integrations
Integrations in minutes — switched on by you.
Vendors from the ICE Marketplace plug in through Encompass Partner Connect: your admin picks the service, flips it on and it’s live in minutes — no SOWs, no developers, no waiting on our release cycle. Workflows, branding, fields, notifications and roles are yours to change too, and vendors bill you directly.
- ICE Marketplace vendors via Encompass Partner Connect
- Integrations spin up in minutes, deployed by your admin
- Argyle, Gateless, Informative Research, Lodestar ready today
- Custom application workflow editor and Rules Manager
Built for everyone in the transaction
One loan file. Three experiences. Zero re-keying.
Borrower benefits
- Apply in minutes from any device, on the lender’s brand
- Upload once — documents file themselves
- E-sign disclosures and track status without calling
- Clear needs list that updates as the loan moves
Loan officer benefits
- Pre-approvals from the open house
- Pipeline and conditions on mobile
- LOA answers “where are we?” out loud
- Partner updates sent automatically
Lender benefits
- $44.99 per closed loan — predictable, published
- Encompass stays the single source of truth
- Configure workflows without professional services
- Unlimited users; no seat fees
Our pricing philosophy
Transparent pricing. Fair terms. Honest business.
The BIG Point of Sale costs under $50 per closed loan for the base system. We believe every lender deserves access to modern technology, whether you’re closing 50 loans a month or 500. Applications, leads and pre-quals are never billed — you pay when you get paid.
See what’s includedThe BIG POS
No minimums · No long-term contracts · No hidden fees
- Unlimited users — LOs, processors, underwriters, admins
- Borrower, LO and partner portals, web and mobile
- Rules engine, document manager, e-sign
- Encompass Partner Connect integrations
Banks, credit unions and independent mortgage banks run their point of sale on BIG POS — alongside the vendors they already trust.
Integration Partnerships
What our customers say
Frequently asked questions
What is the best mortgage point of sale system?
How much does BIG POS cost?
Does BIG POS integrate with Encompass?
Is BIG POS white-label?
Does BIG POS have a mobile app?
Who built BIG POS?
The custom demo environment
This page is the brochure. The product is inside the demo.
demo.thebigpos.com is a self-learning video directory of the whole platform — every system function, walked through on camera and organized by role, so you can learn it all at your own pace.
- Every function on videothe full system, screen by screen, self-guided
- Role-based learning pathsloan officer, borrower, real-estate partner, admin
- Live pricing toolsquote builder with your volume, product bundles, costs
- Briefs, papers & testimonialswhite papers and client-approved reviews
This is what you’ll log into — every function on video.
How access works: request a code → we email your access code → you’re in.
Request your access code Or schedule a live demoCodes are approved by a person — usually same business day.
See BIG POS on your brand.
A 30-minute guided demo with a lender who uses it every day.